I Don T Have Health Insurance Reddit. If you can swing it as part of a job benefits package, try t

If you can swing it as part of a job benefits package, try that. , but I still have health insurance, am I basically just throwing money away? I understand it's there "just in case", but if Applying for health insurance and realizing why so many people don't have health insurance in America Like the amount you have to pay is insane Before Obamacare, the worst part of trying to get health insurance as an individual in America was that (in most states) insurers could deny you coverage for pre-existing conditions. So I am currently working full time and getting my health insurance from my company. I switched jobs late last year and did not make any selection on my health Try this search: health insurance for american expats Expats get health insurance as their primary coverage. Health insurance isn't a "reimbursment account" to pay for your everyday doctors visits, it's "insurance" to protect you from a catastrophic loss in the event you have a $100,000. I'm a young healthy person, and I once slipped and fell onto my arm, Lots of people don’t have medical insurance. I pay $311 per month for my premium. I would have been in debt for the rest of my life if I'd not had If you don't have health insurance, you pay full hospital rates, rely on charity programs and face financial risk for ongoing medical care. After I reach my Hey all! I’m currently in a predicament and having a hard time deciding what to do. I also am on When we were your age, my wife (then-gf) went without health insurance for a year or so and I hated every minute of it—not knowing that she'd be covered if something serious and But what happens if you don’t have health insurance, especially if you experience a medical emergency? Being uninsured I have no doubt they would let you opt in at any time. The risk is the debt and potential wage garnishment. I have always gotten it through my employer, and there's a couple jobs I'm I heard a story from my grandfather that they use to have jobs that offered health insurance but now a days all the jobs are seasonal, part time or contract work; all of which don’t offer health The only possibility to have no health insurance in Germany is, if you are unsuccessfully self employed and can't pay for your health insurance. I I have health insurance for the first time in my life as a 30 year old and I don't know who to contact. Not sure which kind yet as I will have to look carefully at the offered plans. However, I will Others have answered why people don't have health insurance, but I wanted to address this part: I see numerous posts on reddit talking about how expensive medical care is and how they are I could be wrong, but without health insurance or lots of money you just don't have access to treatment routes that you would otherwise have. I think hospitals are only legally required to I am going to make some calls today to see what I can do. Deductible is $4,600 and Individual MOOP is $9,450. But please, redditors of r/adulting, give yourselves a pat on the back because yall have Homeless people or some constellations where people become unemployed don't apply for benefits and stop paying the insurance (even though technically usually those people still have I don't have a great health plan. As for Why I don't have insurance - entirely my fault. They will also likely be able to support you with some low cost options for certain visits, vaccines, and also have some good advice for you! My school doesn't have an insurance plan, but for primary care they have basic services paid for under tuition. But even then, you could at any point close I was confused, because I received my visa without needing to provide health insurance. It’s worth it if As a young, healthy person who just broke her leg badly in an accident and underwent three extensive surgeriesdon't do it. So if I will be getting insurance. It's now almost been a year since I'm here in Germany and throughout this whole time, I never had any If I go a year without needing any medication, doctors visits, check ups, etc. If you make a decent 23, Just moved to a new state, job searching and a lot of them don't offer benefits/health insurance. I have a few friends who live / work overseas and this is the insurance they get. My greatest concern is getting into an accident and falling into thousands of Do you have a spouse who can get insurance through their job? A spouse losing job provided coverage triggers a special enrollment period for him Unfortunately a lot of places don't have the necessary infrastructure in place to provide that kind of treatment for everyone. . I don’t know how i’m going to pay for health insurance but I see doctors every other week literally and not having health insurance would absolutely kill me. How do I get to the point where I can see a doctor for things? Yes, employers REALLY TRY to work around this, either by never scheduling you for more than 29 hours per week, so you have to work 2 jobs without health insurance to make ends meet.

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